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Writing a Will

A simple piece of paper that lives beyond your death. Dying without a will, translates into little control over who receives your estate. As many as 60% of adults do not have a will. A will is a legal document that sets out instructions for who will inherit your estate and what should happen after you die. Have you written your will?


Calling all parents

Parents are busy looking after the kids and few realise that by writing a will, they can appoint guardians for their children. If you do not use a will, the decision could be left to the family courts, who may choose a person you would not agree with.

Why bother with a will?

Here are good reasons to look after and protect your loved ones:

  1. Name your children's guardian and ensure your children are provided for financially. Include putting aside money for their education, hobbies, or a deposit to buy a home. This includes stepchildren, foster children, or any other dependents.
  2. Protect your partner if you are unmarried, ensuring they receive a fair share of your estate.  If the family home is in your name, your unmarried partner and stepchildren are not automatically in line to inherit it if you die without a will.
  3. Stop family disputes and squabbles amongst your survivors, as your wishes are made clear in a will. 
  4. Lower your inheritance tax bill by leaving property to your children and grandchildren.
  5. Name an executor within your will, who you trust to settle your affairs.
  6. Say who will look after your pets if you pass away.
  7. Protect your digital assets as emails and social media accounts form part of your legacy.

A positive outcome of writing a will is supporting a charity; this can reduce the inheritance tax paid by your family if you leave more than 10% of your assets to a good cause.

ChildMax pays your take home salary while you’re on unpaid leave caring for a sick child. The NHS provides world class medical care, but parents are the care team; this can reduce earnings. ChildMax starts from £49.50 or for easy budgeting an initial payment of £8.25 followed by 11 monthly payments of £3.75.

Visit at  or call the UK call centre 0333 323 0098 for more information.

Important: If you are not sure whether your will is valid, check with a solicitor practising under the relevant country's law.




Date: 15 March 2021 by max robinson