Click to Chat

Live chat with our customer service team.

InsureWithMax Blog

Stop the Scammers

A pig in a poke scam originated in the late Middle Ages. The con involved a sale of a small pig, in a poke (bag), but was in fact a cat (not good eating). Today, many scams are run using the telephone or computer and many are sophisticated. You’ll be surprised by the 10 scams; by reading this you’re forewarned.


The golden rule

NEVER enter personal info through an email link or open attachments without being sure it’s safe to do so. The cyber crooks have one motivation: to get hold of your money. They want you to reveal your personal details and steal it or getting you to hand over your cash; cyber-crooks stole £1.2bn in 2018 via banking fraud. The Investment scammers stole £197m in 2018, with victims losing £29,000 on average.

Be forewarned

The key to being scam savvy, is being able to recognise that it may be a scam. Here are the popular scams:

  1. Cold Calls: Claiming to be from a reputable company and they’ve found malware on the computer. The criminal convinces the user to install real malware.
  2. Pop-Up Warnings: while browsing the Internet, the pop-up message states that your computer is infected with malware and offer a phone number for help. Like bullet #1, the attacker wants your personal details.
  3. Phishing: supposedly a legitimate email, encouraging you to click on a link. This takes you to a fake website which collects your information or gives your computer a virus.
  4. Vishing: A phone call where the scammers pretend to be from your bank and during the call, they will attempt to get you to reveal your personal details.
  5. Pharming: like phishing, but the scammers target the website you are visiting. You then get directed to a fake version, where you inadvertently put in your login details and secure information.
  6. Smishing: Text message scam, claiming to be from your bank saying that you need to update your personal details.
  7. Investment scams: usually a phone-based encouraging you to invest in a company or product, which doesn’t really exist.
  8. Pension scams: follow a similar path to investment scams, wanting you to invest your money in get rich schemes that never pay up.
  9. Advance-fee fraud: An email scam from ex-ministers or the royal family, often from a country in Africa. Say no more…
  10. Money mules: unknowingly breaking the law and helping criminals by using your bank account to take delivery of, and then forward, stolen money and be paid a commission.

What to do if you’ve been scammed

  • Change your passwords to your computer, to financial institutions and any other password-protected websites that you visit.
  • Run a Full System Scan for viruses on your computer.

First impressions are key, as dodgy calls, fake emails and fake websites show signs of poor spelling, unprofessional imagery and bad grammar. If what’s on offer sounds too good to be true…then it maybe a scam.

ChildMax pays your take home salary while you’re on 12 months’ unpaid leave looking after a sick child. Premiums start from £49.50 or pay monthly for easy budgeting. Get a quote with 5 questions in one-minute and buy a policy with 12 questions.

Visit at or call the UK call centre 0333 323 0098 for more information.


Date: 02 November 2020 by Max Robinson