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InsureWithMax Blog


Date: 01 March 2021 by max robinson

Young Debt

The pandemic has created havoc for people’s finances. Being over 18 means being able to drink alcohol in licensed premises. However, it also means being financially independent and running up possible debt. Many under 25s have money worries from building up debts. What are your tips for older children avoiding debt issues?

Date: 22 February 2021 by max robinson

Finance of marriage

There is no legal definition of living together, but it means living together as a couple without being married. The trend is an increasing proportion of men and women delay marriage or not getting married at all. This post considers the financial advantages of being married. Have you considered the finance of marriage?

Date: 15 February 2021 by max robinson

Saving for the future

The pandemic has created a savings stampede, as households shore up their finances. The Household Saving Ratio is the percentage of disposable income that is saved. In 2019, the saving ratio had fallen to a near 50-year low (5%). It should rise to around 17% for 2020 (high). How can I save my money?

Date: 08 February 2021 by max robinson

Kids Mental Health

Last week was children’s mental health week. Lockdown is a challenging time for any family. Many parents face changing routines and worries about employment, health, and finances; all are stressful. If a parent asked a child about the best way of coping, what would the child tell the adult?

Date: 01 February 2021 by max robinson

Stop Kids Gambling

Mention kids gambling and few parents know what to say. However, at least 55,000 children, aged 11-16, mainly boys have a serious gambling problem. Children start their gambling interest with video games that offer rewards. Horses and football can be the hook for young people’s gambling problems growing out of control. Have you talked to your children about the perils of gambling?

Date: 25 January 2021 by max robinson

Death of a parent

Each day, we see the number of covid-deaths as a statistic. Many deaths are elderly parents leaving children to cope with the sad news. There is no one-way for families to deal with their grief. However, a death can bring people together, but it can also create tension. What would you do if a parent died?

Date: 18 January 2021 by max robinson

A Virgin Investor

As the end of a tax is looming, it's time to invest spare money, often through share ISAs, avoiding income tax or capital gains tax on the investment returns. By investing in the stock market, you get the potential to generate a better return than cash in bank. Are these words, making you feel like a virgin investor?

Date: 11 January 2021 by max robinson

Home Schooling

Living in these pandemic times, any parent will worry about how their child will adjust to distance learning. After the first lockdown, some parents may be dreading home schooling. How can you best equip your child to learn from home?

Date: 04 January 2021 by max robinson

Stop the Bullies

Some children may not want return to school, after the holidays, as they are being bullied school. Parents have a key role to listen, to calm, to reassure and to act. Bullying can be a serious problem affecting a child’s confidence and mental health. What can you do if child is being bullied at school?

Date: 28 December 2020 by max robinson

Boundaries at home

This year has seen a myriad of covid-19 rules and restrictions, often affecting the whole family. Without solid boundaries families would not be able understand how to behave towards one another. How do you set boundaries across the different age groups?

Date: 21 December 2020 by max robinson

Electric Bikes

As a keen cyclist, I still riding a conventional bike, where I provide the pedal power. However, it’s surprising to see the number of e-bikes around town. E-bikes are growing in popularity, with 6% of cyclists currently owning an e-bike and 14% of cyclists intend to buy one over the next 12 months. You can get up to 15mph almost instantly on an e-bike. Have you considered joining the electric bike revolution?

Date: 14 December 2020 by Max Robinson

Green driving tips

Green driving may seem like an oxymoron (a figure of speech in which apparently contradicts), as driving creates pollution. However, most people share the government’s vision of a low-carbon future, but it’s a slow journey. Electric vehicle demand remains low amid consumer concerns around availability and affordability. As an alternative, why not be a green driver?

Date: 07 December 2020 by max robinson

Long love success

Whether you’re a newlywed or in a long-term relationship, there are certain secrets to a successful and loving relationship. In my 22nd relationship year, I am on solid ground, built on positive feelings and friendship. Getting to this point has taken time, effort and the odd failure. Is your relationship on strong or weak foundations?

Date: 30 November 2020 by max robinson

To Buy or To Rent

On the back of pent-up demand from the Covid-lockdown and a stamp-duty cut, house prices are booming. But will it last? I entered the property market in my early 20’s, part of the Thatcher property boom and promptly faced negative equity when the housing market crashed (painful memories). Buying a home can be expensive and renting can be flexible. Do you tell your children to rent or buy a home?

Date: 23 November 2020 by max robinson

In the eye of the male beholder

Body dysmorphic disorder (BDD) is a mental health condition where a person spends too much time worrying about their appearance or flaws which are unnoticeable to others. People of any age can have BDD, but it effects mostly teenagers and young adults. This post will concentrate BDD among boys, a forgotten group. Have you heard of boys suffering from BDD?

Date: 16 November 2020 by max robinson

Home sweet work

Like so many workers, I have been working from home since the first lockdown. With the restrictions across the UK, we must adjust to new ways of living and working. Great to lose the commute but stuck at home can create stress and isolation. Are you coping with not only home-working, but also looking after the children/family?

Date: 09 November 2020

Here we go again

We’re in another lockdown along with Scotland, Wales and Northern Ireland having their own covid-19 restrictions. Your children may have heard bad virus things, many are myths from the playground. Talk about the virus, but how do you avoid raising your child’s anxiety levels?

Date: 02 November 2020 by Max Robinson

Stop the Scammers

A pig in a poke scam originated in the late Middle Ages. The con involved a sale of a small pig, in a poke (bag), but was in fact a cat (not good eating). Today, many scams are run using the telephone or computer and many are sophisticated. You’ll be surprised by the 10 scams; by reading this you’re forewarned.

Date: 26 October 2020 by Max Robinson

Apprentice – your hired

An apprenticeship combines practical training in a job with external study. You can apply for an apprenticeship while you’re still at school, so long as you are 16 or over by the end of the summer holidays, living in England and not in full-time education. Do your children have apprenticeships on their radar?

Date: 19 October 2020 by Max Robinson

Tattoos

Visit any British beach in the hot weather and you see plenty of “tatts” on show. For certain age-groups, having a tattoo is a rite of passage into adulthood. If your 18-old child (legal age) told you that they are visiting a tattoo artist, what should you say?