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InsureWithMax Blog

Date: 16 May 2022 by Max Robinson

Young debtors

With interest rates on the up, price rises biting, the number of 16-24-year-olds contacting the Financial Ombudsman Service for help with loans, credit cards and debt services has more than trebled since 2016. It is estimated that almost six in ten 18-24-year-olds have a credit card. Should young people be more aware of the debt trap, given how easy it is to borrow?

Date: 08 May 2022 by max robinson

Vampire electricity

Dracula has not added to our troubles. A vampire device is an electronic item that drains power while on standby. Experts reckon the average household is spending £147 annually by leaving devices on standby. Have you got vampire devices in your home?

Date: 02 May 2022 by Max Robinson

Saving money on fuel bills

Back in January an energy firm were ridiculed for telling customers to stay warm amid rising costs by cuddling pets. Although ridiculous, the message was about saving money. With energy prices up by 54%, do you know the best ways to lower gas and electricity bills?

Date: 24 April 2022 by Max Robinson

Controlling Children Online

Most parents know how to help their children avoid harm online, by not only talking about online safety, but also setting parent controls. However, Ofcom found that 5% of children can overcome parental controls. Only 40% of parents knew that 13 years was the correct minimum age for using most social media. Are you up on the parental controls?

Date: 11 April 2022 by Max Robinson


The cost of petrol and diesel has rocketed in recent months; a gallon of petrol is £6 and diesel costs £6.50. Hypermiling is a way to help improve fuel consumption by using fuel-saving techniques. Do you know the simple hypermiling driving techniques?

Date: 11 April 2022 by Max Robinson

Pensioners need money

This is for mums and dads, who have pensioner parents. The average pension income is £19,000 a year, which is a higher disposable income compared to a supermarket worker on the same salary. The worker has the cost of children, a mortgage etc. The state pension has just risen by 3.1%, but living costs are rocketing. Do you have elderly parents feeling the pinch?

Date: 04 April 2022 by Max Robinson

Stop worry

The bad news ranges from covid, to rising prices, to World War 3. Most people worry about small things each day and naturally move on. However, some people cannot move on and find themselves continuously worrying which is exhausting. Are you in the cannot switch-off the worries group?

Date: 28 March 2022 by Max Robinson

Teaching Kids to Invest

As kids learn from their parents, who will teach their children about investments? Few adults understand the basics of building an investment strategy for old age or the concept of compounding. How do you explain investing money to your children?

Date: 21 March 2022 by max robinson

Time for a 4-day week

Yippee, as your boss asks you to work a 4-day week for the same pay as 5-days! Better technology means not only increased productivity, but also less pressure to work long hours. Post pandemic, WFH (working from home) has entered the dictionary. Are you a fan of the 4-day week?

Date: 14 March 2022 by Max Robinson

A good employer

We read in the press that the UK has not only a shortage of good employees in many roles, but also many staff are resigning for new roles. Ideally, the new role should be with a good employer, who respects and values their employees' work. When changing jobs can you spot a good employer?

Date: 07 March 2022 by Max Robinson

Talking War with Children

Parents exposed to the news are seeing awful war pictures, and hearing devastating humanitarian stories. These will make parents increasingly worried about the conflict in Ukraine. That’s on top of a 2-year covid-pandemic. If parents have a lot to absorb, then spare a thought for their children. How do you talk about the war and conflict with your children?

Date: 28 February 2022 by max robinson

Health Cash Plans

Health Cash Plans are a simple way to manage everyday healthcare costs, in return for an affordable premium per month, e.g. £20 a month can cover each family member for around £75 of dental costs, £75 of physiotherapy and £75 of optical. Has Health Cash Plans made it on your insurance radar?

Date: 21 February 2022 by Max Robinson

Join a Union

We are entering tricky economic times, although the good news is that the UK jobs market is running hot with a shortage of staff. More than 5.5m workers are members of a Trade Union, which is about 17% of the workforce. Unions offer more than advice about going on strike. Have you considered the benefits of joining a union?

Date: 14 February 2022 by max robinson

Protect loved ones using insurance

A New Year could mean buying protection insurance. Although rare, families are exposed to a parent having serious accident or becoming too ill to work, or worse when bereavement robs the breadwinner. Have you considered protection insurance to mitigate these risks?

Date: 07 February 2022 by max robinson

The credit score maze

After the money splurge of Christmas, now is good time to look at your finances. If you have an excellent credit score, you should be offered the best deals on credit cards and loans.The pandemic has messed up the finances of many people. As your credit report is important, have you recently checked your credit score?

Date: 31 January 2022 by max robinson

Sharing semi-nude photos

Sharing semi-nude photos is a tricky subject to discuss with a child, as it can be awkward for any parent. However, parents worry about their children sending semi-nude pictures using their phones etc. Children have many reasons for sending these types of pictures, ranging from being in a trusted relationship to be being blackmailed. Where do you start?you say?

Date: 24 January 2022 by max robinson

Play with credit cards

As we start 2022, is it time to fall back in love with a credit card? Many people shy away from credit cards, as they fear running up uncontrolled debts and facing high interest rates. However, credit cards do have benefits, including the strongest financial protection and the ability to budget costs with monthly instalments. Do you love or hate your credit card?

Date: 18 January 2022 by max robinson

Buying a used car

Along with covid numbers, used car prices rocketed in 2021. Not only were dealers unable to trade properly, but also a global semiconductor shortage, reduced the supply of new cars. Traditional new car buyers moved into the used car market. How should you approach buying a used car?

Date: 10 January 2022 by max robinson

University: a good or bad idea

It’s the time of year where parents help their children finalise their university choice. It’s a huge step for thousands of prospective students, wanting to carry on learning. Do you know the pros and cons of going to university?

Date: 03 January 2022 by max robinson

The Covid Vaccine Debate

We all welcomed in 2022, along with an unwanted guest, the omicron virus. Yesterday there were 137,500 positive covid cases. Vaccination offers a key line of defence, but a group of UK adults remain unvaccinated. This post will not take a position, as each adult must make up their own mind. What is your view on vaccination?